NEWSLETTER

Thursday, 14 Rabi'ul Thani 1433 H / 08 March 2012

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Audio Cd's of Nasheeds; Qirats and lectures available. Call us on +27 (0)11 854 7022

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AL BARAKA'S ELECTRONIC BANKING PROVIDES YOU WITH SAFE, SECURE AND AFFORDABLE BANKING

Open an Al Baraka Debit Card Account and enjoy the benefits of:

NO TRANSACTION CHARGES on point of sales purchases when paying for groceries, fuel or clothing
FREE monthly internet banking subscriptions
REDUCED BANK CHARGES in-line with Al Baraka’s commitment to providing banking facilities at affordable rates (please obtain a fee structure brochure for further info.)
SECURE – usage is PIN-based
and more….

We have an Electronic Banking (Debit Card) Account suited to your needs whether you are younger than 21 years, or over 21 years or a businessman.

Contact:

Customer Services on 0860 225 786

Your Partner Bank

Albaraka Bank Limited is an authorised Financial Services and Credit Provider. Reg. No. 1989/003295/06 NCRCP 14 FSP No. 4652

The Messenger of Alah once said: "Prayer is the pillar of religion.' [Al-Baihaqi]

He also informed us that Islam is built upon five pillars, the second being to establish prayer five times a day. [Sahih Al-Bukhari]

This makes the image very clear: Islam is like a building supported by five columns; remove just one column and the entire building weakens. In the same way, when a person stops praying, his faith becomes weak, and the mildest blows can cause it to crumble. The prayer is so very important that the Prophet (salAllahu alayhi wasalam) said:

'Verily, between man and polytheism and disbelief is abandoning prayer' [Muslim]

How true is this statement! If you look at people walking down the road, it may be difficult to distinguish Muslims from non-Muslims. Islam is not marked upon a believer's forehead, and neither is Kufr stamped on an infidel's face. But at the time of prayer, you can separate the two groups with ease. The believer will abandon his work, his business to join the rows of Muslims in prayer, while the disbeliever will carry on with his worldly affairs.

Surah Al-Muddathir narrates an interesting dialogue which will take place on the Day of Judgement. The believers will ask the people of Hell-fire: "What has caused you to enter Hell?" They will say: "We were not of those who used to offer their prayers. Nor we used to feed the poor; and we used to talk falsehoods (all that which Allah hated) with vain talkers, and we used to belie the Day of Recompense. Until there came to use (the death) that is certain." [Surah 72 :42-47]

The rejecters of truth are silent in this world, but in the next world they will themselves speak the truth.

Hadith: Rasulullah sallallahu alayhi wa sallam said: "A person does not leave behind at home anything better than the two rakaats which he offers before embarking on a journey." It is related in another Hadith that when Rasulullah sallallahu alayhi wa sallam used to return from a journey, he used to go to the Masjid first and offer two rakaats of Nafl Salaat.

2. It is also Mustahab for a Musafir (traveller) to offer two Rakaats of Nafl Salaat when he intends staying over at any place during the course of his journey. These two Rakaats should be offered before he sits down.

~ BEHISHTI ZEWAR ~

If you had invested R1000 in Kagiso Asset Management's Equity Alpha unit trust fund almost six years ago, when it launched, you would have been invested in the number 1 domestic equity general unit trust fund AND your R1000 investment would have grown to R3 847*.

The Kagiso Islamic Equity Fund, which uses this same investment team and process, is NOW available to investors seeking transparent and ethical investments. Whilst complying with Sharia law, the fund aims to consistently outperform the market.

To access the Kagiso Islamic Equity Fund, contact your financial advisor, visit our website at www.kagisoam.com or call 0800 22 11 77

Kagiso Asset Management: Unconventional thinking. Superior performance

Kagiso Asset Management is an authorised financial services provider.

• Gold: $1,669.00
• Platinum: $ 1,621.56 /oz
• Silver: R8.57 /g
• Saudi Riyaal:R2.03
• Oil: $122.46 / barrel
• $: 7.63
• €: 10.03
• £: 12.00
• Mahr Fatimi: R13119.81
• Minimum Mahr: R262.39
• Zakaah Nisaab: R5247.92
• Krugerrand: R13,393.97
  

  24 carat gold: R411.08 /g
• 22 carat gold: R377.15 /g
• 18 carat gold: R308.28 /g
• 14 carat gold: R239.92 /g
• 09 carat gold: R155.46 /g

As at (07/03/2012)

* Cosatu: Cape protest ‘bigger than expected’ - Cosatu's Cape Town protest was so successful because e-tolling and labour brokers spoke to national concerns about poverty, the union federation says.

* Witness delays Cele hearing - A key witness in the misconduct inquiry against suspended police commissioner Bheki Cele delayed proceedings.

* Sceptics question Shell report - Energy giant Shell has moved to punt the economic benefits of shale gas in SA, by commissioning a new study on the subject.

* British troops killed in Afghan blast - Six British soldiers have been killed by an explosion in southern Afghan province of Helmand, according to the UK's defence ministry, in the deadliest attack on the country's forces in over five years.

* Syria crisis: Valerie Amos visits Baba Amr, Homs - UN humanitarian chief Valerie Amos has made a brief visit to the devastated Baba Amr district of Homs in Syria.

Ingredients:
4 tsp coffee dissolved into 2 tbsp boiling water
250ml cream
1 tub mascarpone cheese
4 tbsp condense milk
1 pkt finger biscuits
100g chocolate (optional)
½ cup coffee (milk or water

Method:
- Allow coffee to cool
- Whip cream. Blend by hand with mascarpone and condensed milk.
- Add cooled coffee and chocolate.
- Dip biscuits in ½ cup coffee. Layer in a pyrex dish alternatively with cream mixture.
- Decorate with melted chocolate and allow to chill overnight before serving.

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Contact Ismail Jassat LEICESTER
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EMAIL ijasat@supanet.com

Expenses were out of control at our company, and our bosses were not happy.

"When you travel," the vice president said in a meeting with his sales force, "lunch cannot be expensed. Lunch is a normal employee cost. And while we are on the topic, your dinner expenses have been way too high."

A rep shouted, "That's because we do not eat lunch."

Any statements and/or opinion/advertisements in this email not related to this company's business is solely that of the advertiser and we do not take responsibility/endorse for such statements / advertisements or opinions.

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